If an intruder comes into your home what would you do, say etc.?

[Shade]

something that annoys me about the insurance thing, though, money cannot ever replace some of this stuff. doesn't matter if you had all the money in the world, it's physically impossible to replace family photos with a now dead relative, or from a place you will never be able to visit again, etc... that kind of event also destroys one's peace of mind.

The thing about that though is I highly doubt someone who goes so far as to break into your home is interested in a few family photos.